Students may also finance the cost of their education with student loans, which typically carry low interest rates and can be paid back following graduation. However, French banks require a guarantor living in France. We suggest that you contact your local bank in your home country. They often have close links to certain banks in France.
At the beginning of each semester for three weeks, various banks come to take part in the Bank Forum organized by HEC Paris to allow you to learn about bank loans, open a French bank account, and compare the exclusive financial benefits offered to HEC students. Over the course of the academic year, BNP Paribas, la Société Générale and LCL have a permanent stand in the RU twice a week; this means you will always be able to get support and information from people who are used to helping international students. You can open a bank account and pick up your card in the same place. Please note that it is compulsory to open a French bank account to get a residence permit and for receiving housing aid.
This is a difficult question to answer and depends entirely on each candidate’s individual desires.
If you are only interested in applying to HEC Paris, then we advise you to choose the direct admission route: https://admissions.hec.fr/en. By applying through HEC directly, you will be given the opportunity to choose a second choice from our range of Masters programs.
If however, you would wish for your application to be processed by the other 4 French Management School members of the SAI consortium in turn, with the opportunity of gaining a place at one of these institutions, please apply through the SAI.
Please note that there is no preference from HEC Paris and that your application will be processed in the same manner either way. Furthermore, we insist that students choose only one admissions route i.e. if you apply directly to HEC, you cannot apply to the SAI (and vice versa).
Only one application will be processed per candidate per year for each program unless there has been considerable changes to the information submitted. If an application is submitted both through the SAI and through HEC directly, only the first validated application shall be processed.